Secured loan
against residential or commercial property you own
Premium Property Finance
Loan Against Property
Quick Reference for Your Business
Unlock Value from Property - everything you need to know about Loan Against Property.
01
What It Is / When Needed
Use for
Business expansion, large expenses or consolidation
Lower interest than personal loans
Longer tenure
Lender funds a percentage
of the property's value (LTV)
02
Documents Required
Property documents
Title, link deeds, approvals
KYC
and income proof / financials
Bank statements
and ITRs
Property valuation report
For assessment
Existing loan / obligation details
For assessment
03
Key Facts
| Point | Details |
|---|---|
| Security | Your property (mortgaged to the lender) |
| LTV | A percentage of property value (varies by lender) |
| Tenure | Medium to long term |
| Risk | Default can lead to loss of the property |
Note: A loan against property unlocks the value of an asset you already own at a lower cost than unsecured loans - but the property is on the line if you default. Get the valuation and title checked properly before you borrow. We help with both.
04
Why Clients Trust Filings Hub
A real, qualified Chartered Accountant
Not an agent - a CA who checks the title and valuation and structures the loan sensibly.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust - not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you do not waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English - you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.