Portal to recover delayed payments
owed to Micro & Small enterprises
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MSME Samadhan
Quick Reference for Your Business
Recover Delayed Payments - everything you need to know about MSME Samadhan.
01
What It Is / When Needed
Under the MSMED Act, 2006
(Sections 15-16)
Buyer must pay within 45 days
15 days if no written agreement
File a complaint at
samadhaan.msme.gov.in against a defaulting buyer
02
Key Facts
| Point | Details |
|---|---|
| Payment limit | Within 45 days (or agreed period, max 45 days) |
| Interest on delay | Compound interest at 3x the RBI bank rate |
| Forum | MSME Facilitation Council (MSEFC) resolves the dispute |
| Prerequisite | Udyam Registration as a micro/small enterprise |
| Tax link - Sec 43B(h) | Buyer's expense is disallowed until the MSE is paid |
Note: Two-sided power for MSEs: you can recover delayed dues with interest via the Samadhan portal, AND Section 43B(h) of the Income Tax Act now pressures buyers to pay micro & small suppliers within 45 days - because they cannot claim the expense as a deduction until they actually pay. Udyam registration is what activates both protections.
03
Why Clients Trust Filings Hub
A real, qualified Chartered Accountant
Not an agent - a CA who files your Samadhan claim and uses the 43B(h) lever to get you paid.
Bankable, honest numbers
Project reports and CMA data built on realistic figures lenders trust - not inflated projections.
The right scheme & lender
We match you to the correct scheme and lender so you do not waste time on rejections.
Clear updates in your language
Simple updates in Telugu and English - you always know where things stand.
End-to-end support
From documentation to sanction and post-loan compliance.