Bank working-capital limits
Lenders require periodic stock audits for CC/OD borrowers.
Stock Audit
Quick Reference for Your Business
Stock & Receivables Verification — everything you need to know about Stock Audit.
01
When It's Needed
Loan monitoring
To verify the security backing the loan (stock + debtors).
Limit renewal / enhancement
Supports renewal or increase of working-capital limits.
Internal control
Detects pilferage, dead stock and valuation errors.
02
What The Audit Checks
Physical Stock
vs book stock — quantity and value
Valuation Basis
Cost or market, slow-moving / dead stock
Debtors (receivables)
Ageing and realisability
Drawing Power
Computation vs the bank's margin
Records
Stock register, purchases, sales
Note: A stock audit protects both you and the bank. It confirms the security is real and correctly valued, keeps your drawing power accurate, and surfaces dead stock early. Discrepancies can reduce your limit or trigger lender action — a clean audit keeps your credit line healthy.
03
Why Business Owners Trust Filings Hub
Qualified Experts to Support You
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5+ Years of Experience
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You Never Miss a Date
We track every deadline — no fines, no interest, no surprises.
Complete Compliance Support
From registrations and filings to ongoing compliance — we help keep your business on track.
Expert Support When Issues Arise
Practical guidance to identify compliance issues, resolve them correctly and keep your business compliant.